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For Immediate Release
January 28, 2021 |
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(Washington, D.C.) January 28, 2021 – Sunia Zaterman, executive director of the Council of Large Public Housing Authorities, released the following statement upon the conclusion of the U.S. Senate Committee on Banking, Housing & Urban Affairs’ nomination hearing for The Honorable Marcia L. Fudge, of Ohio, to be Secretary of the U.S. Department of Housing and Urban Development: “The Council of Large Public Housing Authorities applauds HUD Secretary-designate Marcia Fudge’s forceful call for expanding emergency rental assistance at her Senate nomination hearing today for individuals who are facing housing instability due to lost income or are experiencing unemployment because of COVID-19, many of whom are people of color. She understands that the $25 billion allocated to emergency rental assistance in the most recent stimulus was not enough and only a down payment.
“Right now, in back rent alone, 10 million low-income renters have accrued an average of $5,600 in rental arrears, which totals $56.3 billion. The current stimulus package will help approximately 3.5 million renters pay back rent by February. The remaining 7 million renters who are unable to pay back rent will face eviction, compounding the strain on our nation’s economy and compromising our nation’s moral responsibility to address racial inequities among our most vulnerable individuals.
CLPHA calls for Congress to immediately pass President Biden’s American Rescue Plan which contains $50 billion in emergency rental assistance, and for the Senate to swiftly confirm Secretary-designate Fudge so that she can begin her imperative work.”
About the Council of Large Public Housing Authorities
About CLPHA’s Housing Is Initiative |
January 6, 2021
(Washington, D.C.) January 6, 2021 – Sunia Zaterman, executive director of the Council of Large Public Housing Authorities, released the following statement on the results of yesterday’s special election in Georgia:
“CLPHA congratulates Raphael Warnock on his historic victory and Jon Ossoff’s election to the United States Senate, thus securing a Democratic Senate majority. The incoming Biden-Harris administration and HUD Secretary-designate Marcia Fudge now have expanded, once-in-a-generation opportunities to improve the lives of low-income Americans who have been especially harmed by the COVID-19 pandemic.
The first course of action is for Congress to pass a new stimulus relief bill with $50 billion in emergency rental assistance that addresses housing insecurity and homelessness. These historic wins also provide momentum to permanently expand the Housing Choice Voucher program and recapitalize the public housing portfolio, both of which are concrete steps to eradicating poverty and dismantling systemic racism. CLPHA looks forward to working with the Biden-Harris administration and the 117th Congress to make these legislative goals happen.”
About the Council of Large Public Housing Authorities
The Council of Large Public Housing Authorities is a national non-profit organization that works to preserve and improve public and affordable housing through advocacy, research, policy analysis and public education. CLPHA’s 70 members represent virtually every major metropolitan area in the country. Together they manage 40 percent of the nation’s public housing program; administer more than a quarter of the Housing Choice Voucher program; and operate a wide array of other housing programs. Learn more at clpha.org and on Twitter @CLPHA .
About CLPHA’s Housing Is Initiative
The Housing Is Initiative, led by the Council of Large Public Housing Authorities, helps build a future where sectors work together to improve life outcomes. Housing stability is a critical first step to improve life outcomes for low-income children, families, and seniors; CLPHA’s Housing Is Initiative is based on the premise that sectors can better meet needs when they work together. Housing Is establishes, broadens, and deepens efforts to align affordable housing, education, and health systems to produce positive, long-term results. Learn more at housingis.org and on Twitter @housing_is.
December 22, 2020
About the Council of Large Public Housing Authorities
The Council of Large Public Housing Authorities is a national non-profit organization that works to preserve and improve public and affordable housing through advocacy, research, policy analysis and public education. CLPHA’s 70 members represent virtually every major metropolitan area in the country. Together they manage 40 percent of the nation’s public housing program; administer more than a quarter of the Housing Choice Voucher program; and operate a wide array of other housing programs. Learn more at clpha.org and on Twitter @CLPHA .
About CLPHA’s Housing Is Initiative
The Housing Is Initiative, led by the Council of Large Public Housing Authorities, helps build a future where sectors work together to improve life outcomes. Housing stability is a critical first step to improve life outcomes for low-income children, families, and seniors; CLPHA’s Housing Is Initiative is based on the premise that sectors can better meet needs when they work together. Housing Is establishes, broadens, and deepens efforts to align affordable housing, education, and health systems to produce positive, long-term results. Learn more at housingis.org and on Twitter @housing_is.
Of the complex’s 68 units, 34 are funded by Section 8 project-based vouchers, and 15 of those apartments are set aside for individuals with disabilities. The construction of Key’s Pointe Residences is part of HABC’s massive revitalization plan for Baltimore’s O’Donnell Heights neighborhood.
At the CLPHA Fall Meeting earlier this month, Bruce Katz, former Centennial Scholar at the Brookings Institution and founding Director of the Brookings Metropolitan Policy Program,discussed how housing authorities, cities, and other stakeholders can seize the opportunity of the new Opportunity Zone tax incentives. Below is additional information and resources for CLPHA members on Opportunity Zones, including a CLPHA analysis of public housing developments in Opportunity Zones for members and a policy prospectus from Katz on how to best leverage these new tax incentives.
Background
The Tax Cuts and Jobs Act of 2017 established the new tax incentive, which will
“Allow any taxpayer to defer paying tax on capital gains from the sale of property if those gains are timely invested in Qualified Opportunity Funds, which in turn must invest 90% of its assets in businesses located or property used in a low-income community. If investors invest for ten years, they also pay no capital gains tax on the appreciation on that investment.”
Following the establishment of the tax incentives, U.S. governors designated more than 8,700 “Opportunity Zones” in all 50 states, the District of Columbia, and Puerto Rico; many overlap with locations where CLPHA members have public housing communities. Opportunity Zone incentives are unique because they rely on individual investment decisions instead of government distributions, can be utilized for all manner of projects (residential, commercial, industrial, or infrastructure), are not contingent upon pre-specified outcomes or metrics for success, and there is no cap to the amount of benefits investors can receive.
Current Status
The U.S. Department of the Treasury has released a notice of proposed rulemaking and notice of a public hearing on Investing in Qualified Opportunity Zones. There are two provisions related to housing in the proposed rule: a working capital safe harbor for the acquisition, construction, and rehabilitation of property for up to 31 months and also a provision stating that the basis attributable to land will not be taken into account when determining whether the building has been substantially improved. According to the rule, excluding the basis of land will help facilitate the repurposing of vacant buildings in Qualified Opportunity Zones.
CLPHA will be reviewing the proposed rule to understand how PHAs can take advantage of Opportunity Zones to further local housing goals. Comments on the notice are due December 28 and the public hearing will be held on January 10, 2019.
Resources for Members
CLPHA Analysis of Members in Opportunity Zones: Using the list of designated Qualified Opportunity Zones and HUD data on public housing buildings, CLPHA performed a comparison analysis to determine which public housing buildings are located in designated Opportunity Zones. We found that 57 CLPHA members had at least one public housing building in a qualified Opportunity Zone. In the attached spreadsheet, you can find a full list of properties, including census tract and geographic data, located in Opportunity Zones, as well as a quick-glance table that lists the housing authority and property development name. Click here to download CLPHA’s Analysis from our Dropbox.
Policy Brief – From Transactions to Transformation: How Cities Can Maximize Opportunities –Bruce Katz and Evan Weiss: This brief details a vision for the potential economic and social outcomes of the Opportunity Zone tax incentives and offers ten steps for cities to leverage local resources in order to take advantage of them. Download the brief from Drexel’s website.
Additional Resources:
Opportunity Fund Directory: The National Council of State Housing Agencies (NCSHA) has released this new online resource that provides descriptions and contact information for publicly-announced Opportunity Funds. View the Directory on NCSHA’s website.
Opportunity Zone Explorer: Enterprise Community Partners has created this mapping tool to help those interested in opportunity zones determine which tracts in their regions have been designated and how they related to other federal programs. Use the Opportunity Zone Explorer on the Enterprise website.
The Tacoma Housing Authority (THA) and Chicago Housing Authority (CHA) were recognized for their work in addressing homelessness among community college students and other barriers to higher education in a recent article for Inside Higher Ed. THA’s College Housing Assistance Program began in 2014 in response to rising rents in Tacoma and Pierce Counties. High rates of homelessness among Tacoma Community College students created opportunities for partnership between the College and THA, which now serves 150 students — many of whom have children of their own — who are homeless and near homeless. With the help of a housing voucher and additional financial aid, students are able to continue pursuing their degrees.
CHA is taking a slightly different approach to a similar problem. In working with City Colleges of Chicago through a program known as Partners in Education, the housing authority covers tuition and other fees for residents. Over 600 CHA residents are currently enrolled in Chicago’s community colleges, and while many receive federal and state financial aid, additional assistance from the housing authority ensures continued enrollment. As Moving to Work (MTW) agencies, both THA and CHA are able to engage in postsecondary partnerships as a result of program flexibility.
THA and CHA will further discuss these partnerships with the Housing Authority of the City of Los Angeles, Columbus Metropolitan Housing Authority, and Louisville Metro Housing Authority at a postsecondary convening co-sponsored by CLPHA, Housing Is, and Kresge next month. CLPHA looks forward to discussing how initiatives like these can be replicated and brought to scale across the country.
Hunt Capital Partners has provided $4.2 million in capital federal LIHTC equity financing for Rhododendron Place, a future 30-unit Vancouver, WA housing community funded in part by the Vancouver Housing Authority. Rhododendron Place will house individuals experiencing homelessness with behavioral health disorders or mental disabilities and offer related supportive services.
The San Diego Housing Commission (SDHC) and partners held a groundbreaking ceremony for Pacifica at Playa Del Sol, a future community of 42 affordable rental apartments, 12 of which will be set aside for individuals and families with developmental disabilities. SDHC contributed $10.8 million in tax-exempt Multifamily Housing Revenue Bonds towards the project, which is expected to cost $17.3 million.
From the District of Columbia Housing Authority's press release:
Today, Mayor Muriel Bowser and the Office of the Deputy Mayor for Planning and Economic Development (DMPED), alongside the District of Columbia Housing Authority (DCHA) and nonprofit developer Preservation of Affordable Housing (POAH), celebrated a historic milestone for the Barry Farm-Hillsdale community with the grand opening of The Asberry, a 108-unit mixed-use building and the first on-site building delivered under the New Communities Initiative (NCI) at Barry Farm. Officials and community members also broke ground on The Edmonson, a 139-unit affordable mixed-use property and the second new construction building on site.
“As a city, we made Barry Farm residents a promise under our New Communities Initiative – that we would welcome residents back into fantastic, safe, and affordable housing that honors and preserves the rich legacy of the community,” said Mayor Bowser. “Today, we take another step forward in delivering on our promise in a way that respects and celebrates the history – and future – of Barry Farm-Hillsdale.”
Located at 1200 Sumner Road SE, adjacent to the Barry Farm Recreation Center, The Asberry is the first building completed as part of the redevelopment of the historically significant Barry Farm-Hillsdale community. Established in 1867, Barry Farm was created to provide formerly enslaved African Americans with the opportunity to own land and build a self-sustaining community after the Civil War.
DCHA and POAH serve as co-developers for the site. Once completed, the Barry Farm redevelopment will feature a vibrant mixed-income community with at least 900 new affordable rental and for-sale housing units, including 380 public housing replacement units. The Barry Farm redevelopment project has so far created a total of 351 construction jobs for DC residents, with the highest percentage going to residents living in Ward 7 (68) and Ward 8 (92).
“This is a watershed moment for our DCHA families who had made Barry Farm Dwellings such a special place to live,” said Keith Pettigrew, DCHA Executive Director. “The opening of The Asberry gives our returning residents an opportunity to live in new, modern homes and creates a foundation for reestablishing the vibrant, spirited Barry Farm community for generations to come. Thank you to our partners in this project for bringing quality affordable housing options to Anacostia while honoring the Barry Farm-Hillsdale legacy.”
The Asberry, which has 77 replacement units for former Barry Farm residents, is a 100% affordable, 55+ senior preference residential property with 33 units at 30% of Median Family Income (MFI), 44 units at 50% MFI, 21 units at 60% MFI, and 10 units at 80% MFI. It also includes 5,096 square feet of commercial space and amenities include a sundeck, courtyard, fitness center, recreation room, and wellness room. Construction was completed in October 2024. The Edmonson will be the second newly constructed building in the redevelopment project, which is being led by co-developers DCHA and POAH. It will include 139 affordable units, including 52 two-bedroom units. The Edmonson will also have 50 replacement units for former Barry Farm Dwellings residents, 20,000 square feet of ground-floor retail space, shared community spaces, and outdoor amenities.
“We are excited to celebrate the progress of the Barry Farm Redevelopment Project with the grand opening of The Asberry and the groundbreaking of the forthcoming Edmonson,” said Maia Shanklin-Roberts, Vice President of Real Estate Development, POAH. “These milestones represent not just buildings, but a vibrant future for this community—one rooted in opportunity, equity, and connection. It’s an honor to be part of a development that prioritizes quality, affordability, and the preservation of the rich history of Barry Farm, while paving the way for generations to thrive.”
DMPED invested approximately $43 million in Phase 1 of the redevelopment, including roughly $14.5 million towards construction of The Asberry. The five-story building also was funded by $33.7 million in tax-exempt bonds issued by the DC Housing Finance Agency (DCHFA).
“Mayor Bowser is delivering on the promises the District made as a city to the Barry Farm–Hillsdale community,” said Deputy Mayor for Planning and Economic Development Nina Albert. “DMPED is proud to be a part of this incredible partnership that is fostering inclusive growth and delivering the type of housing, amenities, and opportunities that residents want and deserve. And we’re just getting started.”
For The Edmonson, DCHFA issued $61.1 million in tax-exempt bonds and underwrote $52 million in federal Low Income Housing Tax Credit (LIHTC) equity. DMPED also provided a $21 million NCI loan. A $2.5 million grant from the Public Service Commission of the District of Columbia and $3 million in financing from DC Green Bank is supporting a community geothermal system, which provides energy efficiencies, cost savings, and sustainability.
“The Barry Farm community is a site full of history and culture. The Asberry is the next chapter and a resurrection of that culture. Seniors, our long-term residents can now return to wonderful homes that are beautiful, healthy, and affordable,” said Christopher E. Donald, Executive Director/CEO, DC Housing Finance Agency (DCHFA). “DCHFA is proud to continue investing in the redevelopment of Barry Farm. The Edmonson is the Agency’s second investment. We eagerly anticipate what is to come and look forward to much more in subsequent phases of redevelopment of Barry Farm.”
By using an innovative Faircloth-to-RAD conversion approach, the Barry Farm redevelopment will increase the number of affordable housing units available at the site. Once complete, the project will create at least 900 residential units across several buildings – including at least 380 affordable replacement units onsite for former Barry Farm residents, an additional 320 other affordable units and 100 homeownership units; community-serving retail spaces; and a large central park with community facilities for on-site services and programs.
Run through a partnership with DMPED and DCHA, NCI is a District government program that was created to redevelop distressed public housing communities into vibrant mixed-income neighborhoods. Barry Farm is one of four NCI projects, along with Northwest One which officially opened in Ward 6 in late 2022; Lincoln Heights – Richardson Dwellings in Ward 7, where hundreds of replacement units have been delivered; and Park Morton in Ward 1, where construction is underway.
From the Minneapolis Public Housing Authority's website:
Late last year, the Highrise Health Alliance (HHA) received a $100,000 grant to further its work supporting MPHA resident health outcomes. After spending the last several months listening to residents’ priorities, the HHA is readying its plan to deploy this grant on a series of new and existing programs and initiatives that address residents’ top needs and concerns.
The Highrise Health Alliance is a cross-sector partnership between MPHA and the City of Minneapolis Health Department working to improve the health outcomes of MPHA’s high-rise residents. The $100,000 was granted to HHA members back in late 2023. In addition to the funds, the group was selected to participate in a nine-month leadership development program focused on public health called the Public Health Regenerative Leadership Synergy (PHEARLESS) initiative.
Over the last few months, MPHA resident leader Shirley Brown, MPHA Assistant Director of Policy and Strategic Initiatives Rachel Almburg, and HHA members Jennie Meinz and Abdulkadir G. Mohamed have hosted MPHA resident listening sessions and workshops to identify resident health priorities. At the top of that list is improving communication around mental health between residents, building management, and on-site Volunteers of America staff. Additionally, residents expressed wanting additional support for new resident move-ins, especially for those coming out of homelessness and/or housing programs that offered supplemental mental health services.
Hearing this feedback from residents, HHA, through the PHEARLESS grant, is funding three initiatives to meet these needs. It will fund behavioral health peer support groups across at least seven buildings, social connection events initiated by residents, and improvements to new resident move-in materials, staff trainings, and regularly distributed relevant heath information to all residents.
Specifically, more than half of the grant will be directed to continuing behavioral health peer support groups across seven buildings led by Neighborhood HealthSource, MN Recovery Connection, and Volunteers of America. These support groups are already in place and are cultivating ongoing relationships. Funding these groups will ensure the continuation of care as existing grant funding expires. The existing behavioral health peer support groups will not see any lapse of care with the funding source change. Instead, programming will continue as usual for its beneficiaries.
About a fourth of the grant will support social connection events to aid community building and improve mental health. This portion of the funding will work as a mini-grant process, allowing residents to generate event ideas and be allocated funds to carry out the idea. Events may include sponsoring a variety of things from an educational speaker visit or yoga class to bingo or crafts. The HHA plans to start the mini grant application and dispersing process in 2025.
Additionally, small portions of the funding will also support revamping new resident move-in materials and provide supportive behavioral health resources, trainings for staff, service providers, residents on select topics (trauma informed, crisis response, etc.), and the regular distribution of general behavioral health informational resources.
The $100,000 grant covers the cost of programming through the end of 2025. After 2025, the HHA is hoping to fund the programs leveraging existing partnerships and new grant opportunities. With the continuum of programming being a high priority for HHA, future funding options are already being pursued.
From the Saint Paul Public Housing Agency's press release:
On Wednesday, December 4, 2024, officials and staff of the Saint Paul Public Housing Agency (PHA) and Ramsey County will gather at the PHA’s Edgerton Hi-Rise at 1000 Edgerton Street, St. Paul, to celebrate the completed modernization of both elevators there. The entire cost–almost $800,000—was paid by a grant from Ramsey County under its Inclusive Housing Development program. The elevator modernization has been cheered by Edgerton Hi-Rise residents and their families and friends, PHA staff and other service providers who work in the building.
This modernization work was one of six improvement projects in PHA hi-rises that have been funded by Ramsey County in the last two years, through grants totaling $2.25 million. The other five County-funded hi-rise improvements include:
- Seal Hi-Rise Emergency Generator Replacement ($300,000)
- Ravoux Hi-Rise Exterior Sealant Replacement ($250,000)
- Dunedin Hi-Rise Community Room & Community Center Roof Replacement ($350,000)
- Iowa Hi-Rise LED Lighting Improvements - Interior and Exterior ($250,000)
- Hamline Hi-Rise LED Lighting Improvements - Interior and Exterior ($300,000)
“All of the Ramsey County-funded hi-rise improvements are essential work that will preserve and improve these buildings as affordable housing for future generations,” per Louise Seeba, PHA Executive Director. “We could not do this work alone, and we sincerely thank Ramsey County for their partnership!”
Ramsey County also awarded the Saint Paul PHA $3.95 million, most of which came from federal funds, to construct new affordable housing units on PHA property at McDonough Homes and Dunedin Terrace. The County received the funds through the federal American Rescue Plan Act (ARPA). The celebration for these new affordable units will take place at another time.
Scheduled speakers at the celebration event on December 4 include:
- Ramsey County Commissioner and HRA Board Chair Mai Chong Xiong
- St. Paul City Councilmember Rebecca Noecker
- PHA Board Chair Missy Staples Thompson
- PHA Commissioner Leonard Thomas
- Executive Director Louise Seeba
- PHA Maintenance Director Tim Angaran
Schumacher Elevator Co. performed the elevator modernization work at Edgerton, which included replacing most of the elevators’ mechanical and electrical components and installing new cab finishes. The contract included modifications to the building’s architectural, mechanical and electrical components necessary to meet the requirements of the new elevator code.
The PHA intends to complete the Ramsey County-funded improvements in the other hi-rises by early spring of next year.
From the Saint Paul Public Housing Agency's press release:
On Wednesday, December 4, 2024, officials and staff of the Saint Paul Public Housing Agency (PHA) and Ramsey County will gather at the PHA’s Edgerton Hi-Rise at 1000 Edgerton Street, St. Paul, to celebrate the completed modernization of both elevators there. The entire cost–almost $800,000—was paid by a grant from Ramsey County under its Inclusive Housing Development program. The elevator modernization has been cheered by Edgerton Hi-Rise residents and their families and friends, PHA staff and other service providers who work in the building.
This modernization work was one of six improvement projects in PHA hi-rises that have been funded by Ramsey County in the last two years, through grants totaling $2.25 million. The other five County-funded hi-rise improvements include:
- Seal Hi-Rise Emergency Generator Replacement ($300,000)
- Ravoux Hi-Rise Exterior Sealant Replacement ($250,000)
- Dunedin Hi-Rise Community Room & Community Center Roof Replacement ($350,000)
- Iowa Hi-Rise LED Lighting Improvements - Interior and Exterior ($250,000)
- Hamline Hi-Rise LED Lighting Improvements - Interior and Exterior ($300,000)
“All of the Ramsey County-funded hi-rise improvements are essential work that will preserve and improve these buildings as affordable housing for future generations,” per Louise Seeba, PHA Executive Director. “We could not do this work alone, and we sincerely thank Ramsey County for their partnership!”
Ramsey County also awarded the Saint Paul PHA $3.95 million, most of which came from federal funds, to construct new affordable housing units on PHA property at McDonough Homes and Dunedin Terrace. The County received the funds through the federal American Rescue Plan Act (ARPA). The celebration for these new affordable units will take place at another time.
Scheduled speakers at the celebration event on December 4 include:
- Ramsey County Commissioner and HRA Board Chair Mai Chong Xiong
- St. Paul City Councilmember Rebecca Noecker
- PHA Board Chair Missy Staples Thompson
- PHA Commissioner Leonard Thomas
- Executive Director Louise Seeba
- PHA Maintenance Director Tim Angaran
Schumacher Elevator Co. performed the elevator modernization work at Edgerton, which included replacing most of the elevators’ mechanical and electrical components and installing new cab finishes. The contract included modifications to the building’s architectural, mechanical and electrical components necessary to meet the requirements of the new elevator code.
The PHA intends to complete the Ramsey County-funded improvements in the other hi-rises by early spring of next year.
From the Chicago Housing Authority's press release:
The Chicago Housing Authority, The Michaels Organization and the U.S. Department of Housing and Urban Development (HUD) today commemorated the official grand re-opening of Albany Terrace Apartments, a 17-story high-rise community serving seniors with low and moderate incomes that recently underwent an extensive $93 million rehabilitation.
“CHA has an obligation to all residents to ensure that they are living in safe and modern homes. This obligation is especially profound when we talk about our senior residents, who deserve to live in dignity and comfort,” said CHA Interim CEO Angela Hurlock. “The work we did at Albany Terrace represents the kind of improvements that matter to our residents and will make their lives more comfortable. And these are exactly the types of projects that CHA will be doing more of in the future.”
Greg Olson, Regional Vice President of Development for The Michaels Organization, said:
“This revitalization marks a new chapter for Albany Terrace. To the CHA, the city of Chicago, the state of Illinois, HUD, and each private sector partner involved in this revitalization – thank you for ensuring our senior residents can enjoy the modern and sustainable affordable housing they deserve.”
Upgrades to the 350-unit building include both interior and exterior renovations to all apartments and community spaces. Individual apartments have received new flooring, painting, LED lighting, upgraded kitchens and baths as well as HVAC upgrades, including central air conditioning, and new electrical and plumbing replacements.
An on-site management office as well as tenant amenities, including a fitness center, package room, health and wellness center, first-floor laundry facility and community room have been added to the development. Additionally, a third elevator was added to accommodate the building’s 350 apartments.
Exterior renovations include masonry repairs, walking paths, parking lot improvements, and more.
The rehabilitation of Albany Terrace was financed through the U.S. Department of Housing and Urban Development’s (HUD’s) RAD program and support from the City of Chicago and the Chicago Housing Authority. US Bank was the project’s construction lender and tax-credit investor. A joint venture between Skender Construction and Blackwood Group led the rehabilitation efforts. Canopy Architecture + Design served as the project’s architect.
This project follows the recently completed $45 million renovation of Irene McCoy Gaines Senior Apartments, a 150-unit CHA senior property in East Garfield Park. That 17-story building, also more than five decades old, received a comprehensive internal and external renovation and reopened in October 2024.
The Michaels Organization will continue to provide property management services for both Albany Terrace and Irene McCoy Gaines Apartments, ensuring high-quality and long-term affordable housing for Chicago seniors.