CLPHA supports the nation’s largest and most innovative housing authorities by advocating for the resources and policies they need to solve local housing challenges and create communities of opportunity. We frequently champion our members' issues, needs, and successes on the Hill, at HUD, and in the media. In these arenas CLPHA also advocates for legislation and policies that help our members, and the public and affordable housing industry as a whole, strengthen neighborhoods and improve lives.
Click below for links to congressional testimonies, statements for the record, action alerts, comments to HUD and other federal agencies, and the latest information about CLPHA's multi-pronged housing advocacy.
Emergency rental assistance is in jeopardy in the latest stimulus package in the Senate. Early indication is that housing assistance and direct rental assistance will not be a part of the Senate legislative package. The Senate is debating the stimulus right now. Renters are facing a devastating cliff with CARES Act protections expiring at the end of this month. Public housing authorities’ voices are critical to the Senate debate.
The Senate returned this week, resuming legislative activity for the next two weeks until their next recess begins August 7. This is the last opportunity to pass emergency economic relief and stimulus legislation in 2020 before Congress hits the campaign trail for the November elections.
The recent House-passed HR 6800, the “Health and Economic Recovery Omnibus Emergency Solutions Act” or the “HEROES Act,” is a critically needed legislative package designed to provide economic relief to states, cities, local jurisdictions, medical front-line workers, first responders, unemployed persons, consumers, students, renters, homeowners, housing providers, and more.
The HEROES Act provides over $114 billion in funding for housing and community development programs. It includes $100 billion in emergency rental assistance, $4 billion for Tenant-Based Rental Assistance, $2 billion for the Public Housing Operating Fund, and $750 million for Project Based Rental Assistance.
For this reason, CLPHA is urging members to make your voices heard to ensure emergency rental assistance is included in the next economic relief and stimulus package. CLPHA is calling for the $100 billion under the Emergency Solutions Grant Program (ESG) to be made flexible to allow different funding portals, such as emergency single-use housing vouchers, or for other rental assistance platforms be able to allocate the funds.
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CLPHA strongly encourages members to:
Without your active engagement with your Senators, providing additional housing assistance to housing authorities will be jeopardized.
Senators must hear from you to know this is important!
For questions or additional information, contact CLPHA Legislative Director Gerard Holder at gholder@clpha.org.
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However, the joint letter is not enough!
It is critical that you follow up with your representatives and stress the need for providing additional resources to housing authorities as you work to deal with this devastating health and economic crisis.
Without your active engagement with your Members of Congress, policymakers on Capitol Hill will give lower priority to providing additional resources to housing authorities.
CLPHA is calling on members to step up efforts to ensure our funding requests are considered by Congress and included in the next economic stimulus package.
CLPHA strongly urges members to:
Over the past weekend of March 21, we asked CLPHA members to sign onto a letter to be sent to congressional leadership asking for emergency funding and longer-term preservation resources for public housing and housing vouchers in a COVID-19 stimulus package.
Sign on deadline for the letter has been extended. Negotiations for a third supplemental economic stimulus legislative package continue. The House Democrats under the leadership of Speaker Pelosi recently unveiled their separate stimulus package, and the possibility of a fourth economic stimulus legislative package is also being discussed.
Therefore, CLPHA is calling on members to re-double efforts to ensure our funding and regulatory relief requests are considered by Congress.
Specifically, CLPHA asks members to:
- Sign-on to the letter sent this past weekend, if you have not already done so
- Send a letter to your Members of Congress and ask them to support including emergency funding and longer-term preservation resources for public housing and housing vouchers in the next COVID-19 economic stimulus legislation. (see attached form letter)
- Ask your Members of Congress to urge the House and Senate Leadership to include emergency funding and longer-term preservation resources for public housing and housing vouchers in the next COVID-19 economic stimulus legislation.
BACKGROUND
HOUSE:
The Democratic proposal spearheaded by House Speaker Nancy Pelosi (D-CA) unveiled on March 23, HR 6379, the “Take Responsibility for Workers and Families Act” introduced by Appropriations Committee Chairwoman Nita Lowey (D-NY), includes housing-related provisions in two main sections, Division A—Third Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020, and Division I—Financial Services, Title I—Protecting Consumers, Renters, Homeowners and People Experiencing Homelessness. Division I wholly taken from HR 6321, “Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act” was also introduced on March 23 by House Financial Services Chairwoman Maxine Waters (D-CA). Highlights from the Speaker’s package include:
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) – $158.827 billion
Management and Administration – $20 million to support activities by the Administrative Support Offices and Program Offices to prevent, prepare for, and respond to coronavirus. Funding would also support program administration and oversight for the $158.8 billion in emergency assistance provided to state, local, and tribal governments and housing authorities through this Act.
Tenant-Based Rental Assistance – $1.5 billion to allow public housing agencies (PHAs) to respond to coronavirus and the ability to keep over 2.2 million families stably housed even when facing a loss of income. Allows PHAs the flexibility necessary for the safe and effective administration of these funds while maintaining fair housing, nondiscrimination, labor standards, and environmental protections.
Public Housing Operating Fund – $720 million for PHAs to carry out coronavirus response for the operation and management of almost 1 million public housing units. Allows PHAs the flexibility necessary for the safe and effective administration of these funds while maintaining fair housing, nondiscrimination, labor standards, and environmental protections.
Native American Programs – $350 million to address the needs of Indian tribes and tribally designated housing entities in preventing, responding to, and preparing for coronavirus. This includes $250 million in formula funding through the Native American Housing Block Grants program and $100 million in imminent threat grants through the Indian Community Development Block Grant program.
Housing Opportunities for Persons with AIDS – $130 million to maintain operations, rental assistance, supportive services, and other necessary actions to mitigate the impact of coronavirus on low-income persons with HIV/AIDS.
Community Development Block Grant – $15 billion for coronavirus response and to mitigate the impacts in our communities: up to $8 billion to be distributed by formula to current grantees, $5 billion awarded directly to States, based on public health needs and other factors, and the remainder to be awarded on a rolling basis via a formula that prioritizes the risk of transmission of coronavirus, number of coronavirus cases, and economic and housing market disruptions resulting from coronavirus. The legislation also waives the public services cap to allow communities to respond to the impacts of the pandemic.
Homeless Assistance Grants – $5 billion for Emergency Solutions Grants to address the impact of coronavirus among individuals and families who are homeless or at risk of homelessness and to support additional homeless assistance, prevention, and diversion activities to mitigate the impacts of the pandemic.
Emergency Rental Assistance – $100 billion to provide emergency assistance to help low-income renters at risk of homelessness avoid eviction due to the economic impact of the coronavirus pandemic.
Housing Assistance Fund – $35 billion for State housing finance agencies to provide housing or utility assistance to individuals and families to prevent foreclosure, eviction, mortgage delinquency, or loss of housing or critical utilities as a result of the coronavirus pandemic.
Assisted Housing Stability – A total of $1.1 billion for HUD multi-family housing programs to prevent, prepare for and respond to coronavirus and ensure the continuation of rental contracts and necessary support services, including:
- Project-Based Rental Assistance – $1 billion;
- Section 202 Housing for the Elderly – $75 million; and
- Section 811 Housing for Persons with Disabilities – $25 million.
Office of Fair Housing and Equal Opportunity – $7 million to address fair housing issues resulting from coronavirus. This includes $4 million for the Fair Housing Assistance Program and $3 million for the Fair Housing Initiatives Program.
DOT and HUD Oversight –
Inspectors General – $10 million total for the DOT and HUD Inspectors General to conduct audits and investigations to ensure transparency and efficiency within the agencies as they prevent, prepare for, and respond to coronavirus.
SENATE:
The CARES Act, the third supplemental economic stimulus legislative package offered by Senate Majority Leader Mitch McConnell, contains the following provisions for HUD:
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT – $17.4 billion
Community Development Block Grant (CDBG) – $10 billion. CDBG is a flexible program that provides communities and states with funding to provide a wide range of resources to address COVID-19, such as services for senior citizens, the homeless, and public health services. Funding will be distributed using formula.
Homeless Assistance Grants – $4 billion. These funds will enable state and local governments to address coronavirus among the homeless population. These grants, in combination with additional waiver authority, will provide effective, targeted assistance to contain the spread of coronavirus among homeless individuals. These grants will also provide state and local governments with homelessness prevention funding for individuals and families who would otherwise become homeless due to coronavirus.
Tenant-Based Rental Assistance – $1.25 billion. These funds will preserve Section 8 voucher rental assistance for seniors, the disabled, and low-income working families, who will experience loss of income from the coronavirus.
Public Housing Operating Fund – $685 million. These funds will provide Public Housing Agencies with additional operating assistance to make up for reduced tenant rent payments as well as to help contain the spread of coronavirus in public housing properties.
Native American Programs – $300 million. These funds will be used to prevent homelessness due to lost income from the coronavirus, as well as to contain the spread of coronavirus on tribal lands. These programs provide flexibility to local tribal governments and Tribally-Designated Housing Entities to respond to local conditions and needs.
Housing Opportunities for Person with Aids (HOPWA) – $65 million. HOPWA is dedicated to the housing needs of people living with HIV/AIDS by giving grants to local communities, states, and nonprofit organizations for projects that benefit low-income persons living with HIV/AIDS and their families.
Project-Based Rental Assistance – $1 billion. This additional funding will make up for reduced tenant payments as a result of coronavirus. Preserving this critical housing assistance will prevent low-income families and individuals from being at risk of homelessness.
Section 202 Housing for the Elderly – $50 million. These funds will maintain housing stability and services for low-income seniors. Seniors are particularly at risk from the coronavirus.
Section 811 Housing for Persons with Disabilities – $15 million. This additional funding will make up for reduced tenant payments as a result of coronavirus.
Fair Housing – $2.5 million for additional fair housing enforcement.
HUD Administrative Expenses – $50 million. These funds will ensure that HUD’s programs are able to continue serving low-income vulnerable populations, while also providing states and local governments with resources to contain and respond to the coronavirus.
HUD Inspector General – $5 million. Funding for the HUD Inspector General to provide oversight and ensure funds provided are used for lawful purposes.
CLPHA joined with industry colleagues NAHRO, PHADA, and the MTW Collaborative today to send a statement to House and Senate Committee leadership urging their support for the ACC contract language included in the Senate’s FY20 THUD Appropriations bill.
Because HUD’s proposed revisions to the ACC contain some provisions that are problematic and were not resolved during a joint industry meeting with PIH Assistant Secretary Hunter Kurtz and HUD staff, the four groups remain concerned that without the Senate appropriations language, HUD’s new ACC will not meet the standards set in the Housing Act of 1937 and the current ACC.
ACTION:
As members of the House and Senate Appropriations committee negotiate the final THUD appropriations bill, it is imperative that CLPHA members contact their Senators and Representatives and urge them to support the Senate’s language on the ACC.
If your Senators or Representatives are appropriators (see the list below) it is critical that CLPHA members contact them this week and ask them to support the Senate’s THUD Appropriations language on the ACC.
If you have questions about this action alert or the current status of the ACC, please contact CLPHA’s Legislative Director Gerard Holder at gholder@clpha.org.
Members of the Appropriations Committees
HOUSE APPROPRIATIONS COMMITTEE
MAJORITY |
State |
Dist. |
MINORITY |
State |
Dist. |
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Nita M. Lowey, Chairwoman |
NY |
17 |
Kay Granger, Ranking Member |
TX |
12 |
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Marcy Kaptur |
OH |
9 |
Harold Rogers |
KY |
5 |
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Peter J. Visclosky |
IN |
1 |
Robert Aderholt |
AL |
4 |
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Jose E. Serrano |
NY |
15 |
Michael K. Simpson |
ID |
2 |
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Rosa L. DeLauro |
CT |
3 |
John Carter |
TX |
31 |
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David E. Price, THUD Chair |
NC |
4 |
Ken Calvert |
CA |
42 |
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Lucille Roybal-Allard |
CA |
40 |
Tom Cole |
OK |
4 |
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Sanford D. Bishop, Jr. |
GA |
2 |
Mario Diaz-Balart, THUD Ranking |
FL |
25 |
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Barbara Lee |
CA |
13 |
Tom Graves |
GA |
14 |
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Betty McCollum |
MN |
4 |
Steve Womack |
AR |
3 |
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Tim Ryan |
OH |
13 |
Jeff Fortenberry |
NE |
1 |
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C.A. Dutch Ruppersberger |
MD |
2 |
Charles Fleischmann |
TN |
3 |
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Debbie Wasserman Schultz |
FL |
23 |
Jaime Herrera Beutler |
WA |
3 |
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Henry Cuellar |
TX |
28 |
David Joyce |
OH |
14 |
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Chellie Pingree |
ME |
1 |
Andy Harris |
MD |
1 |
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Mike Quigley, THUD Vice Chair |
IL |
5 |
Martha Roby |
AL |
2 |
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Derek Kilmer |
WA |
6 |
Mark Amodei |
NV |
2 |
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Matt Cartwright |
PA |
8 |
Chris Stewart |
UT |
2 |
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Grace Meng |
NY |
6 |
Steven Palazzo |
MS |
4 |
|
Mark Pocan |
WI |
2 |
Dan Newhouse |
WA |
4 |
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Katherine Clark |
MA |
5 |
John Moolenaar |
MI |
4 |
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Pete Aguilar |
CA |
31 |
John Rutherford |
FL |
4 |
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Lois Frankel |
FL |
21 |
Will Hurd |
TX |
23 |
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Cheri Bustos |
IL |
17 |
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Bonnie Watson Coleman |
NJ |
12 |
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Brenda Lawrence |
MI |
14 |
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Norma Torres |
CA |
35 |
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Charlie Crist |
FL |
13 |
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Ann Kirkpatrick |
AZ |
2 |
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Ed Case |
HI |
1 |
SENATE APPROPRIATIONS COMMITTEE
MAJORITY |
State |
MINORITY |
State |
|
Richard C. Shelby |
AL |
Patrick J. Leahy, Vice Chair |
VT |
|
Mitch McConnell |
KY |
Patty Murray |
WA |
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Lamar Alexander |
TN |
Dianne Feinstein |
CA |
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Susan Collins, THUD Chair |
ME |
Richard J. Durbin |
IL |
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Lisa Murkowski |
AK |
Jack Reed, Thud Ranking |
RI |
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Lindsay Graham |
SC |
Jon Tester |
MT |
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Roy Blunt |
MO |
Tom Udall |
NM |
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Jerry Moran |
KS |
Jeanne Shaheen |
NH |
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John Hoeven |
ND |
Jeff Merkley |
OR |
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John Boozman |
AR |
Chris Coons |
DE |
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Shelley Moore Capito |
WV |
Brian Schatz |
HI |
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John Kennedy |
LA |
Tammy Baldwin |
WI |
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Cindy Hyde-Smith |
MI |
Christopher Murphy |
CT |
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Steve Daines |
MT |
Joe Manchin |
WV |
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Marco Rubio |
FL |
Chris Van Hollen |
MD |
|
James Lankford |
OK |
The House of Representatives may vote as soon as next week on bipartisan legislation to permanently authorize HUD’s Community Development Block Grant–Disaster Recovery (CDBG-DR) program.
The bill – the “Reforming Disaster Recovery Act” – includes key reforms to the CDBG-DR program to help ensure that federal disaster recovery efforts reach all impacted households.
The bill was introduced by Representatives Al Green (D-TX) and Ann Wagner (R-MO) and passed out of the House Financial Services Committee this summer with unanimous support.
CDBG-DR provides states and communities with flexible, long-term recovery resources needed to rebuild affordable housing and infrastructure after a disaster. By formally authorizing the program, the bill would help ensure the process is administered consistently and that dollars can flow more quickly to communities in need. In addition, the bill includes important measures to ensure that scarce resources are targeted to families and communities with the greatest needs.
For more information on these important measures please see the fact sheet from our colleagues at the Disaster Housing Recovery Coalition.
As a member of the National Low Income Housing Coalition, CLPHA is supporting NLIHC's Our Homes, Our Votes campaign to ensure the issue of housing affordability in America is front and center during the the October 15 presidential debate.
The campaign is urging CNN, The New York Times, and the moderators of the next debate—Anderson Cooper, Erin Burnett, and Marc Lacey—to ask the candidates about the most important issue impacting our economic wellbeing, health, educational success, and so much more – affordable homes.
Presidential candidates have released significant plans and proposals to address the country’s housing affordability crisis and are talking about these plans on the campaign trail like never before. Help us build the momentum and elevate housing affordability as a priority issue!
Sign Your PHA on the Letter Today
The City of New York is spearheading a sign-on letter for Mayors and municipal leaders across the country to request more funding for public housing from Congress. The letter thanks Congress for passing a bipartisan budget agreement which increases spending levels for domestic programs. With this increase, Mayor Bill de Blasio is asking Mayors and municipal leaders to call on Congress to support the effort to increase public housing funding. The letter calls on Congress to increase the Public Housing Capital Fund to $5 billion and to fund the Public Housing Operating Fund at 100 percent proration. "Increasing funding for these two essential programs will help ensure that nearly one million families will continue to have access to safe, decent, and affordable housing. It will also provide PHAs across the country with much-needed resources to operate and maintain the public housing stock in our communities." ACTION: CLPHA encourages member PHAs to contact your Mayors and municipal leaders and ask them to
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Widely supported bipartisan, bicameral legislation to expand and strengthen the Low-Income Housing Tax Credit (LIHTC) was reintroduced in the Senate and House today by Senators Maria Cantwell (D-WA), Johnny Isakson (R-GA), Ron Wyden (D-OR), and Todd Young (R-IN) and Representatives Suzan DelBene (D-WA.), Kenny Marchant (R-TX), Don Beyer (D-VA), and Jackie Walorski (R-IN).
The Affordable Housing Credit Improvement Act (AHCIA) of 2019 (S. 1701 and H.R. 3077) is estimated to incentivize the building of over 450,000 affordable homes over the next decade and generate $48.5 billion in wages and business income, $19.1 billion in additional tax revenue, and 510,000 jobs.
In the 115th Congress, AHCIA was cosponsored by more than 40 percent of all members of Congress. In 2018 two key provisions were enacted: a 12.5 percent Housing Credit allocation increase for four years (2018-2021), as well as “income averaging,” a provision that provides flexibility to serve a broader range of low, very-low, and extremely-low income families. This year’s legislation builds on last year’s bill and adds several new provisions to strengthen and improve the Housing Credit.
The ACTION Campaign, where CLPHA is a Steering Committee member, has prepared the following background materials about the AHCIA: a summary of key provisions, the full bill summary, and a description of changes between the previous and new versions.
U.S. Senator Robert Menendez (D-NJ) is leading an effort in the Senate to boost FY20 funding for public housing. His office has asked CLPHA for help in encouraging other Senators to sign onto the letter to the Appropriations Committee requesting full funding of the Public Housing Operating Fund at 100 percent proration, $5 billion for the Public Housing Capital Fund, and $200 million for the Choice Neighborhoods program.
The following messages are being sent to other U.S. Senators:
PUBLIC HOUSING:
Sen. Menendez is inviting other Senators to sign a Dear Colleague letter in support of the Public Housing Operating Fund and the Public Housing Capital Fund. The letter requests full funding of the Public Housing Operating Fund at 100 percent proration and $5 billion for the Public Housing Capital Fund. The Operating Fund provides the subsidies necessary to cover the difference between the rents paid by residents and the operating costs of the property. According to HUD, their request represents a 54 percent proration of formula eligibility for Operating Funds and eliminates the Capital Fund.
Please encourage your Senators to sign on by contacting Erika Calderon at Erika_Calderon@menendez.senate.gov.
CHOICE NEIGHBORHOODS:
Sen. Menendez is inviting other Senators to sign a Dear Colleague letter in support of $200 million for the Department of Housing and Urban Development’s Choice Neighborhoods program.
The Choice Neighborhoods program holds great promise as a way to improve economic opportunity, reduce concentrated poverty, and revitalize distressed communities. The program’s targeting of local community planning and implementation generates a ripple effect, attracting new private investment to the revived communities. For Fiscal Year’s 2010-2015, the program leveraged outside investment at a more than seven to one ratio, bringing in an additional $3.69 billion. The requested funding for FY 2020 would allow the Department to fund five to ten Planning and Action Grants, to be allocated through a competitive process, and six Implementation Grants.
The President’s FY20 budget eliminates funding for the Choice Neighborhoods program.
Please encourage your Senators to sign on by contacting Erika Calderon at Erika_Calderon@menendez.senate.gov.
Provides Financing for More Than 200,000 Additional Affordable Rental Homes
On February 1, 2024, the House of Representatives passed H.R. 7024, The Tax Relief for American Families and Workers Act of 2024. H.R. 7024 passed in the House by an overwhelming bipartisan vote of 357-70. The bicameral bill includes the following two provisions related to the Low-Income Housing Tax Credit (LIHTC):
- Restore the 12.5 percent allocation increase for 2023 – 2025. This allocation increase was initially enacted in 2018 but expired in 2021. The provision in this agreement would not extend the 12.5 percent retroactively for 2022, but would restore it retroactively for 2023 and keep the provision in place for the next two years.
- Lower the 50 percent bond financing threshold to 30 percent for Private Activity Bond (PAB) allocations made in 2024 – 2025.
CLPHA has advocated for expansion of LIHTC for the past several Congresses. These two provisions were originally included in the Affordable Housing Credit Improvement Act (H.R. 3238, S. 1557). According to Novogradac estimates, these provisions would allow public housing authorities and other affordable housing developers to finance more than 200,000 additional affordable homes.
The bill also includes a $33 billion expansion of the Child Tax Credit (CTC) for the next three years. While the CTC in this tax bill is not as generous as the 2021 provision included in American Rescue Plan, this expansion and continuation of the program acknowledges that the benefits provided by the CTC must be continued. The child tax credit provision would broaden access, increase the refundable credit, and add future inflation adjustments.
In his statement following the passage of H.R. 7024, Ways and Means Committee Ranking Member Richard E. Neal (D-MA) shared that “against all odds, we are advancing priorities to put money back in families’ pockets, spur affordable housing, and more. 400,000 children will be lifted out of poverty in the first year alone, with 16 million children receiving more assistance than they would have. We also fought for the largest investment in affordable rental housing resources since 2000, providing more than 200,000 affordable rental homes.”
The bill would still need to be considered by the Senate in addition to its busy legislative agenda for February. CLPHA will continue to inform members about the status of the bill.
Legislation Introduced to Save the Program; Urge Your Members of Congress to Support This Bill |
The Federal Communications Commission (FCC) has announced it will stop accepting new applications for the Affordable Connectivity Program (ACP) after February 7 in anticipation of the program running out of funds by April. The ACP provides financial assistance to low-income households so that they can access affordable broadband internet.
Without congressional action, one in six households could lose broadband access, according to an FCC spokesperson. According to a letter addressed to the United States Senate by the FCC Secretary Jessica Rosenworcel, the ACP provides over 23 million households access to the internet nationwide. For more information on what this means for your residents, the FCC has put together an FAQ on the winding down of the ACP program. On February 6, the FCC's Wireline Competition Bureau released a Public Notice containing information about and a reminder that on Thursday, February 8, 2024 the Enrollment Freeze for the ACP begins.
House and Senate members recently introduced companion legislation S. 3565 and H.R. 6929, the bipartisan Affordable Connectivity Program Extension Act of 2024. If enacted, the bill would provide an additional $7 billion to continue the program in 2024, with the funds to remain available until expended. The bicameral and bipartisan bill was introduced by Senators Peter Welch (D-VT), J.D. Vance (R-OH), Jacky Rosen (D-NV), Kevin Cramer (R-ND) and Representatives Yvette D. Clarke (D-NY-09), Brian Fitzpatrick (R-PA-01), Michael Lawler (R-NY-17), Marcus Molinaro (R-NY-19) and Anthony D'Esposito (R-NY-4).
While the program is slated to end, CLPHA continues to urge members to encourage their U.S. Representatives and Senators to support the legislation. CLPHA will continue to inform members on the status of the bill and any other legislative updates that would continue the ACP.
Bill text for the Affordable Connectivity Program Extension Act of 2024: |
Proposed House Funding Levels Will Lead to Extreme Proration
On Thursday, December 7, CLPHA, the MTW Collaborative, the National Association of Housing and Redevelopment Officials (NAHRO), and the Public Housing Authorities Directors Association (PHADA) sent a letter to Congress asking appropriators to “expeditiously accept, at a minimum, the Senate-proposed funding level for the Public Housing Operating Fund (PHOF) at $5.530 billion.”
CLPHA recently learned that HUD anticipates the House’s proposed FY24 funding levels for the PHOF will result in an 87 percent proration. CLPHA is deeply concerned that the House FY24 PHOF proposed funding level at $5.103 billion will further exacerbate challenges caused by higher-than-expected increases in costs to the program over the course of 2023, especially related to rising insurance premiums. CLPHA believes that the funding required for housing authorities to achieve financial stability in their operating fund accounts exceeds $5.4 billion, highlighting the pressing need for adequate funding levels in FY24.